When farming is your full-time occupation, farm insurance is a necessity. This type of coverage works like a hybrid of a homeowners policy and a commercial policy because farmers live and work on the same property. Standard homeowner policies may cover some farming activities when done more as a hobby, but it will not cover to the extent needed if farming is your bread and butter.
The primary forms of coverage offered on farm policies include:
- Dwelling coverage
- Farm liability coverage
Every farm is unique and your insurance should be, too. Our experienced agents can help you determine which of these types of coverage would be beneficial to meeting your goals and which would not:
- Barn or outbuilding coverage
- Crop coverage
- Livestock coverage
- Equipment coverage
- Loss of business income coverage
- Workers compensation coverage
- Commercial vehicle coverage
- Errors and omissions
Contact us to get more information about insuring your farm and ranch.